Enquire
Call our office on (02) 6551 1800 or email reception@mssinc.org.au to enquire about MSS NILS and an information pack will be sent to you.
Appointment
You will need to attend an appointment with one of our experienced loans officers who will step through a process to complete a budget to assess your current income and expenses.
At the appointment you will be asked to provide identification and documentation to allow our loans officer to complete your application.
Assessment
When your NILS loan application is complete it will be forwarded to an independent NILS Loan Provider who will make an assessment of your application to determine whether it meets all the necessary criteria.
Approval
Once your application is processed, you will be advised of the outcome. If approved, the retailer or supplier of the goods will be paid via direct deposit so you can collect your goods or services.