Welcome and thank you for your interest in MSS’s No Interest Loans (NILs).
MSS NILs is an accredited NILS program – a safe and affordable credit alternative which offers a respectful assessment process.
NILs loans are provided to enable people living on low incomes the opportunity to purchase significant or essential new household items, or a service, that improves their quality of life or enhances social and economic participation.
- 0% interest
- No fees or charges
- Maximum loan amount of up to $1,500.00 (depending on the capacity to repay)
- Quick approval and turn around
We are still operating during the ongoing COVID-19 pandemic, with all enquiries and appointments currently conducted by phone and/or email. We have a drop box available at the office should any hard copy paperwork be required. Please find detailed information by clicking here.