Call our office on 02 6551 1800 or email firstname.lastname@example.org to see if you qualify for NILS and an information pack will be sent to you. Or you can download one by following the links on this page.
MSS will let you know what documentation and forms of identification you will need to bring. This will be a one on one interview with one of our experienced loans officers who will step through a process to complete a budget to assess your current income and expenses. This will all be used for your application for a NILS loan.
An independent loans committee then make an assessment of your application to determine whether it meets all necessary criteria. This process is completely confidential with any identifying information removed from the budget and documentation.
Once approved, you and MSS will agree on affordable repayments over a 12 to 18 month period. The retailer/supplier of the goods will then be paid via direct deposit or cheque and the items can be collected.