How does NILS work in your community?
MSS NILS works through a process of circular community credit . That means, when a borrower makes a repayment on their NILS loan, the funds are then available to someone else in your community.
Who can apply?
To qualify for a NILS loan you must:
- Have a health care card or be on a low income
- Have resided in your current premises for 3 or more months*
- Show a willingness and capacity to repay the loan
*MSS understands that circumstances beyond your control may prevent you from having stable accommodation. Please call the office to discuss your individual circumstances with a loans officer.