Welcome to MSS’s No Interest Loans Scheme (MSS NILS). MSS NILS is an accredited NILS program which offers a respectful assessment process.
MSS NILS provides small loans with 0% interest to people in our community who are on low incomes.
- 0% interest, fees or charges
- maximum loan amounts vary from $700 to $1200
- loans are provided for a varied range of products and services
- as loans are repaid, money then becomes available for other people in the community to borrow